Mustafa Nourallah

Universitetslektor|Senior Lecturer

Professional title: Senior Lecturer
Academic title: Doctor of Philosophy (PhD)
Telephone: +46 (0)10-1427975
Email: mustafa.nourallah@miun.se
Room number: L311
Location: Sundsvall

Employed at the subject:

Business Administration

Research centers:

Department:

Department of Economics, Geography, Law and Tourism (EJT)

Background

I am a researcher by training and an educator by passion with a PhD in Business Administration. I have spent the last seven years at the Centre for Research on Economic Relations (CER) at Mid Sweden University where I worked on a Ph.D. project. During this time, I also taught various finance and business courses, visited leading international universities.

Area of interest

Financial technology, Household Finance, Personal Finance

Research

I am enthusiastic to collaborate with other researchers to increase our shared knowledge about financial behavior, the use of financial technology solutions, and how to use these solutions to enhance households personal finance. I have built an interdisciplinary research background through utilizing theories from finance, information technology, and cognitive sciences. Throughout my previous work experience, I have utilized several software programs, including R programming language, Stata, and LISREL.

Currently, I am working on digital banking and finance research project. The project focuses mainly on digital banking and finance in Sweden, but also considers other European and Asian countries.

Teaching and tutoring

Portfolio management, FÖ100G, (course coordinator), (Bsc)
Risk management, FÖ101G, (Bsc)
Corporate finance, FÖ096G, (Bsc)
Financial regulation and financial services, FÖ122G, (Bsc)
Business models, IG021G, (Bsc)

Quantitative methods, FÖ025A, (Msc)
Digitization and business models, FÖ020U, (Msc)

Research projects

Current

Digital banking and finance

Publications

Articles in journals
Chapters in books
Collections (editor)
Conference papers
Doctoral theses, comprehensive summaries
Licentiate theses, comprehensive summaries
Manuscripts
Reports

Articles in journals

Nourallah, M. , Öhman, P. & Amin, M. (2023). No trust, no use : how young retail investors build initial trust in financial robo-advisors. Journal of Financial Reporting & Accounting, vol. 21: 1, pp. 60-82.

Nourallah, M. (2023). One size does not fit all : Young retail investors’ initial trust in financial robo-advisors. Journal of Business Research, vol. 156

Abdul Djalil, M. , Amin, M. , Herjanto, H. , Nourallah, M. & Öhman, P. (2023). The importance of entrepreneurial leadership in fostering bank performance. International Journal of Bank Marketing, vol. 41: 4, pp. 926-948.

Nourallah, M. (2022). Mobile bank applications : Antecedents and consequences of young bank customer loyalty. International Journal of Management Practice, vol. 15: 1, pp. 131-149.

Nourallah, M. , Strandberg, C. & Öhman, P. (2021). Mobile Bank Applications : Loyalty of Young Bank Customers. Financial Services Review, vol. 29: 2, pp. 147-167.

Nourallah, M. (2015). Do the Arabian Customers Who Belong to Similar Markets Differ in theEvaluation of Banking Service Quality?. International Journal of Euro-Mediterranean Studies, vol. 8: 1, pp. 25-41.

Chapters in books

Nourallah, M. & Öhman, P. (2021). Impact of Advanced Technologies on Consumer Finance and Retail Investment : Mobile Bank Applications and Robo-Financial Advisors. In Impact of Globalization and Advanced Technologies on Online Business Models. USA : IGI Global.

Collections (editor)

Ho Chan, R. (ed.) , Hou Hong Ng, A. (ed.) & Nourallah, M. (ed.) (2021). Impact of Globalization and Advanced Technologies on Online Business Models. USA : IGI Global

Brännström, L. (ed.) & Nourallah, M. (ed.) (2017). Disrupted Stories. Sundsvall : Mid Sweden University (Genusstudier vid Mittuniversitetet 11).

Conference papers

Nourallah, M. , Öhman, P. & Hamati, S. (2023). Financial capability and financial technology : A study on the European Union. Paper presented at the The 2023 Conference of the Academy of Financial Services Advanced Research in Financial Planning by Academy of Financial Services and Financial Planning Association, Phoenix, USA, September 26-27, 2023

Nourallah, M. & Öhman, P. (2023). Sustainable Use of Technology : A Closer Look at The European Union. Paper presented at the The Entrepreneurship for Sustainability & Impact (ESI) 6th International Conference at Qatar University, Doha, Qatar, October 17-19, 2023

Nourallah, M. (2022). Employing structural equation modelling to test a conceptual framework in business studies.. Paper presented at the 1st Economic Transformation and Sustainability International Conference

Nourallah, M. & Öhman, P. (2022). Financial capability, financial technology, and saving tendency : A study on the European Union. Paper presented at the 1st Annual Meeting of the International Society for the Advancement of Financial Economics (ISAFE-2022), Ho Chi Minh City, Vietnam, 05-06 December, 2022

Nourallah, M. (2021). Robo financial advisers : risk and initial trust. Paper presented at the 4th International Conference on Innovation and Technopreneurship (ICIT 2021) by INTI International University, November 11-12, 2021, Malaysia [DIGITAL]

Nourallah, M. (2021). Robo-financial advisors : Trust, culture, and acceptance. In 2021 Royal Bank International Research Seminar, At: Virtual Conference by the John Molson School of Business, Concordia University, September 24-25, 2021, Montreal, Canada..

Nourallah, M. (2020). Mobile Bank Application : A Study on the Antecedents and Consequences of Loyalty of Young Bank Customers. Paper presented at the 6th Somaiya International Conference on Technology and Information, at K.J Somaiya Institute of Management Studies and Research Vidyavihar, Mumbai, India, 10th and 11th , January, 2020.

Nourallah, M. , Öhman, P. , Ho Chan, R. & Amin, M. (2020). Robo financial advisers: risk, information, decision style and initial trust. Paper presented at the The Academy of Financial Services 34th Annual Meeting, September 30 - October 2, 2020, Virtual Conference

Nourallah, M. (2020). Understanding young individuals’ initial trust in non-sovereign cryptocurrency. Paper presented at the 2nd Arab graduate student conference, Doha institute for graduate studies- Arab center for research & policy studies, [DIGITAL], Doha, Qatar, August 9-20, 2020.

Nourallah, M. , Strandberg, C. & Öhman, P. (2019). Understanding the Relationship between Trust and Satisfaction on Mobile Bank Application. In ICEEG 2019 Proceedings of the 2019 3rd International Conference on E-commerce, E-Business and E-Government. Lyon : . pp. 58--61.

Nourallah, M. , Strandberg, C. & Öhman, P. (2018). Mobile bank application : An empirical study of young bank customers. In 10th Nordic Workshop on Relationship Dynamics-NoRD2018, Karlstad, Sweden. September 19-21, 2018.

Doctoral theses

Nourallah, M. (2023). A tale of two FinTech solutions : Loyalty in mobile bank applications and initial trust in financial robo-advisors. Dis. (Comprehensive summary) Sundsvall : Mid Sweden University, 2023 (Mid Sweden University doctoral thesis : 384)

Licentiate theses, comprehensive summaries

Nourallah, M. (2020). A mobile bank application loyalty model : The young bank customer perspective. Lic. (Comprehensive summary) Sundsvall : Mid Sweden University, 2020 (Mid Sweden University licentiate thesis : 166)

Manuscripts

Nourallah, M. Mobile bank applications.

Reports

Nourallah, M. (2022). Mobila bankapplikationer : Konsekvenser av unga bankkunders lojalitet. Sundsvall : Mid Sweden University (Rapport / CER - Centrum för forskning om ekonomiska relationer 2022:3).

Nourallah, M. & Öhman, P. (2022). Unga investerares initiala förtroende för finansiella Robo-rådgivare. Mid Sweden University (Rapport / CER - Centrum för forskning om ekonomiska relationer 2022:6).

Nourallah, M. & Öhman, P. (2021). Mobila bankapplikationer och unga bankkunders lojalitet. Mittuniversitetet (Rapport / CER - Centrum för forskning om ekonomiska relationer 5).